Disclaimer

This Disclaimer (“Disclaimer”) applies to the website www.bharatbusinessnetworks.com, Member Dashboard, Ecosystem Membership, digital products, business discovery tools, marketplace, community features, events, editorial content and all other services made available under Bharat Business Networks™.

By accessing or using Bharat Business Networks™, you acknowledge and agree to this Disclaimer.

This Disclaimer should be read together with the:

Terms & Conditions;

Privacy Policy;

Cancellation & Refund Policy;

Payment & EMI Terms;

Community Guidelines; and

any other applicable Platform policies.

1. PLATFORM OWNER

Bharat Business Networks™ is owned and operated by:

References to “Bharat Business Networks™”, the “Platform”, “Company”, “we”, “us” or “our” shall, depending upon context, refer to BRIXTON & Co Consulting as the legal owner and operator of Bharat Business Networks™.

2. GENERAL INFORMATION DISCLAIMER

Information provided through Bharat Business Networks™ is made available for business, professional, networking, discovery and informational purposes.

While reasonable efforts may be made to maintain useful and accurate information, Bharat Business Networks™ does not represent or warrant that every:

• profile;
• company record;
• business record;
• marketplace listing;
• Member statement;
• lead;
• contact detail;
• article;
• post;
• event detail; or
• other information
• will always be complete, accurate, current, reliable or error-free.

Users should independently verify information before relying upon it for important business, financial, legal or commercial decisions.

3. NO GUARANTEE OF BUSINESS RESULTS

Bharat Business Networks™ provides access to an ecosystem intended to facilitate discovery, networking, visibility, collaboration and business opportunities.

Membership does not guarantee:

• leads;
• enquiries;
• customers;
• sales;
• revenue;
• profitability;
• contracts;
• partnerships;
• collaborations;
• investments;
• fundraising;
• employment;
• vendor appointments;
• distributorships;
• marketplace transactions;
• media coverage;
• editorial recognition;
• brand partnerships;
• sponsorships;
• event invitations; or
• any particular commercial outcome.
• Results depend upon numerous factors outside the control of Bharat Business Networks™, including individual effort, market conditions, business quality, pricing, communication, competition and the independent decisions of third parties.

4. BUSINESS DISCOVERY & LEAD DISCLAIMER

Bharat Business Networks™ may provide access to business discovery tools, company information and business contact information.

A company record, contact or “lead” available through the Platform does not represent a guarantee that the relevant person or organisation:

• has expressed interest in a Member's product or service;
• has requested to be contacted;
• is actively seeking a supplier;
• intends to purchase;
• will respond;
• will enter into negotiations; or
• will become a customer.
• Business information may change over time.
• Members are responsible for independently verifying information before outreach and for ensuring that their communications comply with applicable laws and regulations.

5. SOURCE OF BUSINESS INFORMATION

Business-discovery information may be derived from lawful sources including:

• publicly available corporate records;
• Government or statutory registries;
• company websites;
• business websites;
• Member-submitted information;
• authorised data providers;
• publicly available professional information; and
• other lawful sources.
• Bharat Business Networks™ does not guarantee that information obtained from an external source will remain accurate after publication or inclusion within the Platform.

6. B.CRED™ VERIFICATION DISCLAIMER

B.Cred™ is a proprietary verification and membership credibility feature of Bharat Business Networks™.

A B.Cred™ verification badge or indicator means only that the applicable verification criteria established by Bharat Business Networks™ have been completed at the relevant time.

B.Cred™ does not constitute:

• Government certification;
• Government accreditation;
• statutory approval;
• legal due diligence;
• financial due diligence;
• credit rating;
• credit guarantee;
• investment recommendation;
• background guarantee;
• professional licence;
• guarantee of solvency;
• guarantee of future conduct; or
• endorsement of a Member's products or services.
• Members and third parties should conduct their own appropriate due diligence before entering into any business or financial relationship.

7. MEMBERSHIP IDENTITY DISCLAIMER

Membership identities, verification marks, Founding Circle classifications and other membership designations are issued solely within the Bharat Business Networks™ ecosystem.

Such classifications do not provide:

• equity ownership;
• shareholder status;
• management rights;
• voting rights;
• franchise rights;
• agency status;
• employment;
• partnership rights; or
• authority to legally represent Bharat Business Networks™.

A Member must not represent themselves as an employee, authorised agent, partner or official representative of Bharat Business Networks™ unless separately authorised in writing.

8. MARKETPLACE DISCLAIMER

Bharat Business Networks™ may provide a marketplace through which Members can showcase and discover products and services.

Unless expressly stated otherwise, Bharat Business Networks™ is not the:

• manufacturer;
• seller;
• buyer;
• distributor;
• supplier;
• importer;
• exporter;
• service provider;
• employer; or
• contracting party
• in a transaction between Members.
• Bharat Business Networks™ does not independently guarantee the:
• quality;
• authenticity;
• safety;
• legality;
• availability;
• pricing;
• delivery;
• warranty;
• regulatory compliance; or
• suitability
• of products or services listed by Members.
• Members should independently evaluate counterparties and transaction terms before entering into any agreement.

9. MEMBER-TO-MEMBER TRANSACTIONS

Any agreement, transaction, payment, partnership, collaboration or engagement entered into between Members is undertaken at the parties' own commercial judgment.

Bharat Business Networks™ shall not be considered a party to such arrangements merely because the parties discovered or communicated with each other through the Platform.

Members are responsible for:

• negotiations;
• contracts;
• invoices;
• payments;
• taxation;
• due diligence;
• delivery;
• compliance;
• warranties; and
• dispute resolution
• arising from their independent transactions.

10. COMMUNITY CONTENT DISCLAIMER

Bharat Business Networks™ may provide Member feeds, discussions, comments, posts, chat and other community features.

Views, statements, claims, opinions, recommendations and content posted by Members represent the views of the respective Members and do not necessarily represent the views of Bharat Business Networks™.

The presence of Member content on the Platform does not constitute endorsement by Bharat Business Networks™.

11. EDITORIAL CONTENT DISCLAIMER

Bharat Business Networks™ may publish:

• articles;
• interviews;
• Member stories;
• ecosystem features;
• recognitions;
• profiles;
• lists;
• reports;
• business showcases; and
• other editorial content.
• Editorial content is intended for informational, recognition and ecosystem-engagement purposes.

Inclusion in an editorial feature does not constitute:

• Government recognition;
• statutory accreditation;
• investment endorsement;
• financial endorsement;
• certification;
• recommendation to purchase;
• recommendation to invest; or
• guarantee of the subject's business performance.

12. “CELEBRATING THE PILLARS OF BHARAT'S ECOSYSTEM” DISCLAIMER

Any editorial initiative, section or feature described as “Celebrating the Pillars of Bharat's Ecosystem” or similar terminology is intended to recognise individuals, professionals, entrepreneurs, businesses, organisations or changemakers based on editorial or ecosystem considerations.

Inclusion does not necessarily imply:

• formal affiliation with Bharat Business Networks™;
• paid membership;
• commercial partnership;
• sponsorship;
• endorsement;
• approval; or
• participation by the featured person or organisation,
• unless expressly stated.
• Where a person or organisation is referenced based on publicly recognised work or publicly available information, the feature should not be interpreted as suggesting an official association that does not exist.

13. EDITORIAL RECOGNITION IS NOT GUARANTEED

Ecosystem Membership does not automatically guarantee:

• an editorial feature;
• interview;
• recognition;
• award;
• publication;
• ranking;
• media placement; or
• promotional coverage.
• Editorial selection remains discretionary unless a particular deliverable is expressly agreed separately in writing.

14. BRAND PARTNERSHIP DISCLAIMER

Bharat Business Networks™ may facilitate visibility for potential brand partnerships, sponsorships or collaboration opportunities.

Membership does not guarantee:

• selection by a brand;
• sponsorship;
• paid collaboration;
• commercial agreement;
• influencer campaign;
• promotional partnership; or
• minimum compensation.
• Any final commercial relationship remains subject to the independent agreement of the relevant parties.

15. EVENTS & NETWORKING EXPERIENCES DISCLAIMER

Bharat Business Networks™ may organise, facilitate, partner with or provide access to:

• summits;
• forums;
• conferences;
• meetups;
• mixers;
• breakfasts;
• dinners;
• workshops; and
• networking experiences.
• Event schedules, speakers, locations, programmes and formats may change due to operational circumstances.

Unless expressly included in the applicable membership, certain event-related expenses may be charged separately.

Participation in an event does not guarantee:

• introductions to particular people;
• business deals;
• investment opportunities;
• customer acquisition;
• partnership outcomes; or
• any specific commercial result.

16. SPEAKERS, GUESTS & EVENT PARTICIPANTS

The participation of a speaker, guest, professional, public figure, organisation or company in an event does not necessarily constitute an endorsement of Bharat Business Networks™ or its Members.

Likewise, Bharat Business Networks™ does not necessarily endorse every view or statement expressed by speakers or event participants.

17. MEDIA REFERENCES & “AS FEATURED IN” DISCLAIMER

Bharat Business Networks™ may refer to publications, media outlets, news organisations or third-party platforms in connection with genuine editorial coverage, press releases, syndicated content, interviews or other published references.

Unless expressly stated otherwise, use of expressions such as:

• “As Featured In”, “Featured In”, “Covered By” or similar language indicates that Bharat Business Networks™ or related content has appeared, been referenced, distributed or published through the identified outlet.

Such reference does not automatically imply that the media organisation:

• endorses Bharat Business Networks™;
• recommends its membership;
• sponsors the Platform;
• certifies the Platform; or
• maintains an ongoing commercial relationship with Bharat Business Networks™.

Any third-party names, trademarks or logos remain the property of their respective owners.

18. TESTIMONIALS & MEMBER EXPERIENCES

Bharat Business Networks™ may display testimonials, Member stories, case studies or experiences.

Such content may describe the experience or opinion of a particular Member and should not be interpreted as a guarantee that another Member will obtain the same result.

Individual results may vary substantially.

Where illustrative, representative or fictionalised examples are used for creative or explanatory purposes, they should not be represented as verified actual Member testimonials.

19. NO LEGAL ADVICE

Information available through Bharat Business Networks™ does not constitute legal advice.

Members should consult a qualified legal professional for advice concerning:

• contracts;
• regulatory requirements;
• intellectual property;
• employment matters;
• disputes;
• corporate compliance; or
• other legal issues.

20. NO FINANCIAL OR INVESTMENT ADVICE

Nothing on Bharat Business Networks™ constitutes:

• investment advice;
• financial advice;
• securities advice;
• portfolio advice;
• credit advice; or
• recommendation to invest in any Member, company or opportunity.

Members should conduct independent due diligence and obtain appropriate professional advice before making financial or investment decisions.

21. NO TAX ADVICE

Information available through the Platform does not constitute taxation or accounting advice.

Members remain responsible for obtaining appropriate advice regarding:

• GST;
• income tax;
• invoicing;
• business taxation;
• deductions;
• withholding requirements; and
• other applicable financial obligations.

22. NO PROFESSIONAL ADVICE

Any information, discussion, article, Member post, AI output or educational material made available through the Platform should not be treated as a substitute for advice from an appropriately qualified professional.

This may include professional advice relating to:

• law;
• finance;
• taxation;
• investment;
• medicine;
• healthcare;
• mental health;
• technology;
• cybersecurity;
• regulatory compliance; or
• other specialist disciplines.

23. AI & AUTOMATED CONTENT DISCLAIMER

Bharat Business Networks™ may introduce artificial-intelligence, automation, recommendations or related technology features.

AI-generated or automated information may:

• contain errors;
• omit relevant facts;
• become outdated;
• generate inaccurate conclusions; or
• require human review.
• Users are responsible for independently reviewing AI-generated outputs before relying upon, sharing or acting upon them.

AI-generated information should not be treated as professional advice.

24. THIRD-PARTY LINKS

Bharat Business Networks™ may contain links to:

• Member websites;
• partner websites;
• payment providers;
• social media platforms;
• external publications;
• event platforms;
• advertisers; or
• other third-party websites.
• These links may be provided for convenience or informational purposes.

Bharat Business Networks™ does not control independent third-party websites and is not responsible for their:

• content;
• security;
• privacy practices;
• products;
• services;
• availability; or
• business practices.
• Users should review the relevant third party's own policies before engaging with it.

25. THIRD-PARTY TRADEMARKS

All third-party:

• company names;
• publication names;
• trademarks;
• service marks;
• product names;
• logos; and
• brands
• referred to on Bharat Business Networks™ remain the property of their respective owners.

Their appearance on the Platform does not imply affiliation, sponsorship, endorsement or partnership unless expressly stated.

26. PAYMENT & EMI DISCLAIMER

Where Bharat Business Networks™ enables EMI or third-party financing, the financing may be provided by independent banks, NBFCs, card issuers or financial institutions.

Bharat Business Networks™ and BRIXTON & Co Consulting are not lenders, banks or NBFCs unless expressly stated otherwise and legally authorised.

Bharat Business Networks™ does not determine:

• credit approval;
• interest rates;
• loan eligibility;
• credit limits;
• financing charges;
• late-payment charges;
• credit bureau reporting; or
• lender-specific repayment terms.
• Members should review the applicable lender's terms before selecting EMI or financing.

27. PRICING & PROMOTIONAL DISCLAIMER

Prices, introductory offers, Founding Circle offers, discounts and promotions may change from time to time.

Unless otherwise stated:

• offers may be limited in duration;
• eligibility may vary;
• pricing may differ between campaigns; and
• future prices may increase or decrease.
• The availability of a later promotional price does not create an entitlement to a retrospective refund or price adjustment for an earlier completed transaction.

28. PLATFORM AVAILABILITY

Bharat Business Networks™ seeks to maintain reliable Platform access but cannot guarantee that the Platform will always operate:

• uninterrupted;
• error-free;
• without maintenance;
• without technical failures; or
• without third-party outages.
• Temporary interruptions may occur due to maintenance, upgrades, security requirements, internet outages, hosting failures, payment-provider issues or circumstances outside reasonable control.

29. FEATURE AVAILABILITY

Bharat Business Networks™ is an evolving ecosystem.

Features may be:

• introduced;
• improved;
• renamed;
• redesigned;
• combined;
• restricted;
• replaced; or
• discontinued
• as the Platform develops.
• The availability or presentation of individual features at one point in time does not guarantee that those features will remain technically identical indefinitely.

30. ACCURACY OF MEMBER INFORMATION

Members are responsible for information they submit to Bharat Business Networks™.

Although Bharat Business Networks™ may provide verification or moderation features, it cannot guarantee that every statement made by every Member is permanently accurate.

Information may become outdated after verification because of changes in:

• employment;
• business ownership;
• company status;
• qualifications;
• contact information;
• financial condition; or
• other circumstances.
• Users should conduct independent verification appropriate to the intended transaction.

31. INDEPENDENT DUE DILIGENCE

Before entering into a material business relationship, Members should independently evaluate matters including:

• identity;
• company registration;
• licences;
• financial standing;
• reputation;
• qualifications;
• contracts;
• product quality;
• references;
• regulatory status; and
• commercial terms.
• Bharat Business Networks™ should not be treated as a replacement for appropriate business due diligence.

32. NO EMPLOYMENT, PARTNERSHIP OR AGENCY

Nothing displayed on Bharat Business Networks™ creates a legal:

• partnership;
• joint venture;
• employment relationship;
• agency;
• franchise;
• fiduciary relationship; or
• representation arrangement
• between Bharat Business Networks™ and a Member unless expressly created through a separate written agreement.

33. INFORMATION MAY CHANGE

Business, corporate, regulatory, event and Member information may change after being displayed.

Bharat Business Networks™ may update information where reasonably appropriate but does not guarantee immediate correction of every change occurring in external sources.

34. SECURITY DISCLAIMER

Bharat Business Networks™ may implement reasonable measures to protect its Platform and information.

However, no internet-connected service, database or electronic communication method can be guaranteed to be completely secure.

Users are responsible for:

• safeguarding passwords;
• securing their devices;
• protecting authentication credentials; and
• reporting suspected unauthorised account access.

35. EXTERNAL COMMUNICATIONS

Bharat Business Networks™ is not responsible for communications independently sent by Members outside the Platform merely because contact information was discovered through Bharat Business Networks™.

Members remain independently responsible for ensuring that outreach, marketing and communications comply with applicable law.

36. INTELLECTUAL PROPERTY

Content owned by Bharat Business Networks™ or BRIXTON & Co Consulting, including:

• Bharat Business Networks™;
• B.Cred™;
• logos;
• Platform designs;
• proprietary content;
• software;
• database structures;
• graphics; and
• other intellectual property
• may not be copied, reproduced, resold or commercially exploited except as expressly permitted.

37. LIMITATION OF RESPONSIBILITY

To the maximum extent permitted by applicable law, Bharat Business Networks™ shall not be responsible for losses arising solely from:

• Member-to-Member disputes;
• reliance on unverified third-party statements;
• unsuccessful outreach;
• failed negotiations;
• business decisions;
• investment decisions;
• marketplace disputes;
• external websites;
• independent lender decisions;
• Member misconduct; or
• circumstances outside reasonable control.
• Nothing in this Disclaimer excludes liability that cannot lawfully be excluded.

38. FORCE MAJEURE

Bharat Business Networks™ shall not be responsible for delay, interruption or failure caused by circumstances beyond reasonable control, including:

• natural disasters;
• Government actions;
• war;
• civil disturbances;
• epidemics or pandemics;
• telecommunications failures;
• internet outages;
• power failures;
• cyberattacks;
• hosting failures;
• payment-system outages; or
• other force-majeure events.

39. USER RESPONSIBILITY

By using Bharat Business Networks™, you acknowledge that business decisions involve risk.

You remain responsible for:

• evaluating opportunities;
• conducting due diligence;
• obtaining professional advice;
• deciding whom to contact;
• deciding whom to transact with;
• negotiating contracts;
• managing payments;
• protecting confidential information; and
• making your own commercial decisions.

40. CHANGES TO THIS DISCLAIMER

Bharat Business Networks™ may update this Disclaimer from time to time to reflect:

• changes in Services;
• regulatory developments;
• new features;
• operational changes;
• technology developments; or
• applicable legal requirements.
• The latest version will display a revised “Last Updated” date.

41. RELATIONSHIP WITH OTHER POLICIES

This Disclaimer should be read together with the:

• Terms & Conditions;
• Privacy Policy;
• Cancellation & Refund Policy;
• Payment & EMI Terms;
• Community Guidelines;
• applicable membership offer; and
• other policies applicable to specific Services.
• Where there is a conflict, applicable law and any specific contractual terms governing the relevant Service shall prevail as appropriate.

42. GOVERNING LAW

This Disclaimer shall be governed by and interpreted in accordance with the laws of India.

Any disputes relating to Bharat Business Networks™ shall be handled in accordance with the dispute-resolution provisions contained in the Terms & Conditions.

43. CONTACT INFORMATION